posted by Marita on Mar 20
When someone decides to get a pet, they very seldom consider the medical expenses that will be incurred through the lifetime of the pet.
A pet will get ill and injuries will occur, just like with a human child.
After all, if you get a pet, you must be prepared to treat such a pet as a member of the family. Nevertheless, in the excitement of getting a new puppy or kitten, the vet’s bills are the last thing anyone wants to think about.
Keep in mind, when you adopt a pet, you are responsible for its well-being. Not only out of the goodness of your heart, but also by law.
Because people do not budget for such occurrences, the pet often suffers excruciating pain without the necessary medical attention.
With animals, a simple thing like getting a few stitches becomes a huge expense, often far more than the average to low income family can afford.
As the pet will not sit still for the cleaning and stitching of a wound, they cannot just receive a local anaesthetic, they have to undergo general anaesthesia.
Therefore, for a large breed dog, such a simple procedure (for humans) can run up close to a R1000-00 and be even more if the wound is infected and the pet has developed a fever. The cost may run closer to R2000-00 if that is the case.
There has been only one medical aid scheme, that I am aware of, in South Africa for a number of years now.
However, in 2007 a new medical aid scheme entered the market – Medipet SA.
After visiting their website, I was very impressed by their simple straightforward rules and their extremely affordable rates. I signed up all four my dogs immediately.
Of course, there is some “no claim rules”, like cleaning of the pets’ teeth and annual vaccinations, which will not be covered. That is a small price to pay for the amazing benefit of R25,000 cover for your pet per year. You get that for the low monthly premiums from R125 and less. They even give discount if you have multiple pets covered. You only pay the first R250 excess per occurrence.
That means that you can now take your pet to the vet without having to worry about the expense.
If your cash flow situation is critical, you can always ask for an arrangement, with the vet, to pay the balance of the bill when the medical aid pays you out. Be responsible and pay the vet. You will need them again and do not want a poor reputation to spoil your chances of top rate medical treatment for your pet.
We normally pay cash at the vet for all treatments and claim the money back afterwards. I have thus far received my refunds within 10 days, each time I claimed.
Visit the site www.medipetsa.co.za today still and make sure you take out medical cover for your pet.
Do not make your pet suffer sickness and injuries, because for the price of four movie tickets, you can get them fully covered.